Global Acceptance
Use anywhere Visa/Mastercard is accepted, online and in-store worldwide.
Your Everyday Benefits
Spend, earn, and manage crypto with one card.
Instant Pay
Spend crypto seamlessly with real-time fiat conversion. No pre-sell needed.
Best Rates
Optimized rate with advanced liquidity, no hidden fees — beat traditional banks with real-time.
Multi-Asset Support
Top up and spend with USDT, BTC, ETH, USDC, and more stablecoins.
Daily Yield Earned
Hold stablecoins to earn daily interest with no lock-up periods.
Secure & Compliant
Bank-grade encryption, fraud protection, and full regulatory compliance.
Global Acceptance
Use anywhere Visa/Mastercard is accepted, online and in-store worldwide.
Instant Pay
Spend crypto seamlessly with real-time fiat conversion. No pre-sell needed.
Best Rates
Optimized rate with advanced liquidity, no hidden fees — beat traditional banks with real-time.
Multi-Asset Support
Top up and spend with USDT, BTC, ETH, USDC, and more stablecoins.
Daily Yield Earned
Hold stablecoins to earn daily interest with no lock-up periods.
Secure & Compliant
Bank-grade encryption, fraud protection, and full regulatory compliance.
Global Acceptance
Use anywhere Visa/Mastercard is accepted, online and in-store worldwide.
Instant Pay
Spend crypto seamlessly with real-time fiat conversion. No pre-sell needed.
Best Rates
Optimized rate with advanced liquidity, no hidden fees — beat traditional banks with real-time.
Multi-Asset Support
Top up and spend with USDT, BTC, ETH, USDC, and more stablecoins.
Daily Yield Earned
Hold stablecoins to earn daily interest with no lock-up periods.
Secure & Compliant
Bank-grade encryption, fraud protection, and full regulatory compliance.
How It Works
Everything you need, in one card
01
On-Chain Bank Account
Own a secure on-chain bank account with full transparency. Manage cards, view balances, and control spending—all in one place.
02
Instant Fiat-Crypto Exchange
Move between fiat and crypto in seconds. Fund your card or cash out instantly with best-rate conversion.
03
Multi-Currency Wallet
Hold USD, EUR, BTC, ETH, USDT and more. Switch currencies effortlessly without leaving the app.
04
DeFi Yield Plans
Put idle crypto to work with transparent, on-chain DeFi yield strategies. Earn while you spend.
05
Up to 10% Cashback
Earn cashback on every purchase, paid instantly in crypto or fiat. The more you spend, the more you earn.
About ArvoPay
We're building the bridge between crypto and real-life payments. Our card and infrastructure are designed for security, compliance, and a seamless user experience — so you can spend and send with confidence, anywhere in the world.